Group 401(K)
Bringing real value to member businesses
You chose NULCA EDGE for a reason, and the NULCA EDGE 401(k) program is one more important way we make that choice worth it.
What is a 401(K) program?
It’s a group 401(k) solution that organizations can offer to members, like you, to join—typically at a group rate. The program gathers the many tasks involved in operating a retirement plan and hands them over to third parties, like administrative and investment fiduciaries. So, you get the benefit of offering a 401(k) to employees without having to own all of the work, responsibility and liability.
Perception vs. Reality
We know a lot of considerations come with retirement plans:
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You may be comfortable with the plan you have
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Maybe you don’t think your employees would value such a benefit—or that your benefits can’t compete with larger companies
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Maybe cost is on your mind
The reality is:
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Your plan may be working—but in the group program, you may be able to make it even better and save money
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Retirement plans are some of employees’ most valued benefits
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In the group program, your plan is still your plan—and it helps you keep your competitive edge
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The group rate may be less than you’re already paying
Strength - and value - in numbers
By joining the NULCA EDGE 401(k) program with Lincoln, you get:
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Individual attention.
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Access to potential pricing and service efficiencies—economies of scale—that you may not have by sponsoring a plan on your own.
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The power of a group plan with the flexibility to customize your own plan design—retaining a design that’s working for you or changing to one that will. No need to forfeit your business’s distinct needs.
Meaning, you get to offer a plan that makes sense for you and your employees, vetted by NULCA EDGE and other businesses like yours, all at a competitive group cost for each business that joins.
